I'm in Zurich and I have 1Gb. My provider is offering higher for no additional cost - I'd have to put in a new modem/fiber-to-Ethernet adapter. However my home network is cat-5e and my switch is also 1Gb so I don't bother - it's pointless.
I get 1G (in the US) and am in a similar boat - I could pay for 8G, and my house is even wired for 10G. But..... all my network equipment is 1G, we rarely saturate it, and I don't want to shell out like a thousand dollars to replace my router, three managed switches, and three AP.
Actually $1k might not even do it all, but I could probably get the switches and router for just under $1k and leave the WiFi at 1G.
I suspect my 1G costs a bit more than yours though
I run 10G on cat-5e, so don't let that be a blocker. Your switch and your devices and your router not doing more than 1G would still be an issue though.
Of course, my internet is only 1g/1g unless I want to pay to upgrade the munifiber's equipment, and they use good telecom grade equipment, so I don't.
